Toccoa Homes under $250,000

Toccoa Homes under $250,000

Welcome to Toccoa, Georgia—a hidden gem nestled in the heart of the North Georgia Mountains! This charming city, steeped in rich history and vibrant culture, offers a perfect blend of small-town charm and natural beauty. Toccoa is known for its stunning landscapes, including the picturesque Toccoa Falls, which cascades 186 feet and is a must-see for nature lovers. With its friendly community, excellent schools, and a variety of recreational activities, Toccoa is an ideal place for families, retirees, and everyone in between.

For those seeking affordable housing options, Toccoa presents an incredible opportunity with homes priced under $250,000. Whether you're a first-time homebuyer or looking to downsize, this market is brimming with options that cater to diverse tastes and needs. From cozy bungalows to charming ranch-style homes, you'll find properties that blend comfort with affordability. Many of these homes feature spacious yards, perfect for gardening or outdoor gatherings, and are conveniently located near local amenities, parks, and schools.

Moreover, Toccoa's vibrant downtown area is teeming with local shops, eateries, and community events, fostering a sense of belonging and connection among residents. Enjoy the delightful mix of Southern hospitality and modern conveniences, all while being just a short drive from larger cities like Athens and Greenville.

Discover your dream home in Toccoa, where affordability meets charm and community spirit thrives. Start your journey today and experience the beauty and warmth of this lovely Georgia town!

Newest Toccoa Homes under $250,000

75 Pressley Lane, Toccoa
$170,000
4 Beds ⋅ 2 Baths ⋅ 10866594 MLS
Welcome home to this classic, 4-sided brick residence situated on a spacious 0.31-acre lot on a quiet, peaceful street. Inside, you will find original hardwood floors, 4 bedrooms and 2 full bathrooms. The layout offers ample natural light and seamless flow, making it ideal for both daily living and easy entertaining. Out back, enjoy a wonderful, fully usable yard-perfect for weekend barbecues, garden projects, or relaxing evenings outdoors. Location is key! You are positioned just minutes from vibrant downtown dining, shopping, and healthcare facilities, giving you the perfect blend of neighborhood quiet and city convenience.

75 Pressley Lane, Toccoa

Listing courtesy of Hammock Realty North Georgia.

43 E Rountree Road, Toccoa
$250,000
3 Beds ⋅ 2 Baths ⋅ 10858219 MLS
This newly remodeled home is just what you are looking for. This home a new roof, siding and floors renovated throughout and a fenced in back yard. It is close to shopping, restaurants and town

43 E Rountree Road, Toccoa

Listing courtesy of Land & Lake Realty, Inc..

4 Poppys Lane, Toccoa
$196,000
3 Beds ⋅ 4 Baths ⋅ 10857401 MLS
Great opportunity close to the University of Toccoa Falls and downtown Toccoa! The main floor includes 3 bedrooms, and 3 full bathrooms. The original structure was built by Latourneau Steel, and was modernized and added on to over the years by stick framing. The basement has a full size boat door and it's own driveway/access. LVP runs throughout most of the main level. Great price for a great home in a great location! Make it your own!

4 Poppys Lane, Toccoa

Listing courtesy of VIP Realty North Georgia.

201 203 Remsdale Street, Toccoa
$224,900
10855991 MLS
### INVESTOR ALERT | MULTIPLE INCOME STREAMS! Looking for an investment property with existing rental income and additional value-add potential? This unique Toccoa property offers two residential units plus a detached 24' x 30' garage/workshop, creating multiple opportunities for income and future expansion. LARGE APARTMENT Recently refreshed, move-in ready, and currently vacant. This spacious apartment offers approximately $1,200/month in estimated rental income, including utilities, along with a convenient laundry hookup. STUDIO APARTMENT Currently occupied and producing $900/month in rental income, including utilities. DETACHED GARAGE/WORKSHOP The impressive 24' x 30' building features two roll-up doors, a pedestrian entrance, and a full bathroom. Estimated rental potential is approximately $800/month as a workshop or storage space. There may also be potential to explore conversion to additional living space, subject to applicable approvals and requirements. POTENTIAL MONTHLY INCOME * 2 Bed/1 Bath Apartment: $1,200/month (available) * Studio Apartment: $900/month, currently occupied * Garage/Workshop: Approximately $800/month * Potential total: Approximately $2,900/month Additional highlights include low operating costs, two separate water meters, utilities averaging approximately $200-$300/month, and insurance of approximately $900/year. Whether you're an investor looking to expand your portfolio or an owner-occupant looking for additional income, this property offers flexibility, existing cash flow, and multiple possibilities for future value. A unique opportunity to own a property with multiple income-producing components - and room to potentially create even more value.

201 203 Remsdale Street, Toccoa

Listing courtesy of Hammock Realty North Georgia.

2421 E Silver Shoals Road, Toccoa
$225,000
3 Beds ⋅ 2 Baths ⋅ 10855293 MLS
NEWER CONSTRUCTION SINGLE LEVEL LIVING ON 1 ACRE MINUTES FROM LAKE HARTWELL...EXCELLENT opportunity awaits for first-time home buyers, down-sizing, and retirement! Lake living without lake prices - 1 minute from the Spring Branch Boat Ramp on Lake Hartwell for all boating, tubing, fishing. NEW HOME FEELS with fresh paint, new flooring/carpet, and light fixtures! OPEN Concept Ranch Design featuring SPACIOUS Living Room with natural lighting flowing into the Dining area and SUPER FUNCTIONAL Kitchen. Kitchen includes an abundance of counter space, plenty of cabinet storage, and peninsula island with bar seating. Step out on the back porch perfect for grilling out, entertaining, or relaxing overlooking your private backyard! Primary on Main Level includes private ensuite with over-sized vanity, tub/shower combination, and walk-in closet. SPLIT BEDROOM Floor Plan with TWO ample-sized Guest Bedrooms sharing the second full bathroom, providing the ultimate comfort for families or guests! LEVEL, SPACIOUS, and UNRESTRICTED 1.08 acres ready for all outdoor ideas and activities to make this house your home! THIS IS A MUST SEE! Additional acreage is available to purchase - see GA MLS listing #10855310! Contact our team for your private viewing!

2421 E Silver Shoals Road, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

404 Stancil Drive, Toccoa
$199,900
3 Beds ⋅ 2 Baths ⋅ 10854386 MLS
Welcome to 404 Stancil Drive in Toccoa! This 3-bedroom, 2-bath home offers 1,390 square feet of living space and a convenient location close to downtown Toccoa. Built in 1981, the home provides a comfortable layout with plenty of potential to make it your own. The property also features a carport with an attached lean-to, providing additional covered space for parking, storage, or outdoor projects. Located in the Stephens County School District and just minutes from downtown Toccoa, you'll have easy access to local restaurants, shopping, and other community amenities. Whether you're looking for a primary residence, investment property, or a home with room to add your own touches, 404 Stancil Drive is worth a look.

404 Stancil Drive, Toccoa

Listing courtesy of LPT Realty.

327 Poplar Street, Toccoa
$215,000
3 Beds ⋅ 2 Baths ⋅ 10853284 MLS
Conveniently located in Toccoa, with easy access to local amenities, schools, and mountain recreation. Whether you are looking for a move-in ready home with historic character or a canvas to add your own modern updates, this brick ranch is a great find with endless potential! This single-story 3-bedroom, 1.5-bath brick ranch is situated on a desirable 0.46-acre corner lot in Toccoa, GA, offering timeless curb appeal, a sturdy all-brick exterior, and a thoughtful layout. This property seamlessly blends character with classic comfort. Enjoy rich, original hardwood flooring in the main living areas, as well as a beautiful fireplace, adding a cozy feel to the house. The house also features mid-century vintage wood paneling in the kitchen, creating an inviting, nostalgic atmosphere perfect for relaxing or entertaining. Step into the sunroom to take in abundant natural light-an ideal spot for a home office, reading nook, morning coffee, or plant sanctuary. Set on nearly half an acre (0.46 acres), the generous yard provides plenty of outdoor space for gardening, play, pets, or outdoor gatherings. This house is currently occupied by a tenant, so please schedule a showing with your realtor.

327 Poplar Street, Toccoa

Listing courtesy of Poss Realty.

393 N Red Rock Road, Toccoa
$235,000
2 Beds ⋅ 1 Baths ⋅ 10852367 MLS
Discover over 9 acres of peaceful, wooded privacy in beautiful Toccoa, GA! This versatile property offers the perfect North Georgia retreat with a move-in-ready 2-bedroom, 1-bath home-ideal as a full-time residence, weekend getaway, hunting property, or a comfortable place to live while building your dream home. Relax and enjoy the natural surroundings from one of two screened porches, or explore the acreage along the wide dirt trail-perfect for morning walks, four-wheelers, and enjoying the outdoors. With abundant wooded acreage, the property also offers excellent recreational and hunting potential. The home features a full kitchen with refrigerator and stand-alone freezer, laundry area with washer and dryer included, plus comfortable living space ready to enjoy from day one. Outside, you'll find a covered carport, storage building, and barn for additional storage, equipment, or recreational gear. Whether you're searching for acreage in Toccoa, a private North Georgia retreat, recreational or hunting land, or property where you can live while building your future dream home, this 9+ acre property offers space, privacy, and possibilities. Bring your vision and make this peaceful wooded retreat your own!

393 N Red Rock Road, Toccoa

Listing courtesy of Keller Williams Realty Atl. Partners.

1168 Rosedale Street, Toccoa
$204,999
3 Beds ⋅ 1 Baths ⋅ 10851286 MLS
WE'RE BACK, BETTER THAN EVER, AND READY FOR A BUYER! Welcome back to 1168 Rosedale Street, where charm meets exciting new improvements! This inviting 3 bedroom, 1 bathroom home is making its return to the market with ALL BRAND NEW WINDOWS throughout and the previous minor front porch issue corrected! We've taken care of the improvements, and now we're ready to welcome the next owner home! Step inside and discover the character that makes this home special, including beautiful heart pine hardwood floors, a comfortable living and dining area, and an updated kitchen ready for everything from quiet mornings to family gatherings. The home offers a warm, welcoming atmosphere with the perfect blend of classic charm and everyday functionality. Outside, enjoy nearly half an acre of space to make your own! The spacious back deck provides a wonderful place to relax, entertain, or simply enjoy the outdoors. A covered carport, additional parking, and a convenient location near historic downtown Toccoa add even more to love.

1168 Rosedale Street, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

312 Hilltop Lane, Toccoa
$205,000
3 Beds ⋅ 1 Baths ⋅ 10850818 MLS
Schedule your showing today for this beautiful brick ranch home. Including a new roof, HVAC system, and water heater. The property is located in the heart of Toccoa and just minutes away from downtown and Big A road. This 3 Bed and 1 Bath home comes with a fenced in back yard and a wonderful patio for all your outdoor activities.

312 Hilltop Lane, Toccoa

Listing courtesy of Talan Properties LLC.

1288 Rose Lane, Toccoa
$145,000
2 Beds ⋅ 2 Baths ⋅ 10850282 MLS
EXCELLENT PRICE on this fixer conveniently located near shopping, schools and outdoor activities! Seller has started renovations with new flooring in the kitchen, living room and hallway plus a NEW HVAC, water heater, new sheetrock in kitchen and living room, widened openings into kitchen, new subfloor in primary bedroom, and removed guest room subfloor in preparation for further reno. Sold AS IS, this home is ready for your finishing touches as a primary residence or rental. Large 0.89 acre level lot with a spacious yard is perfect for a garden or play area for the kids. Existing garden includes a large fig tree, numerous young plum trees, perennials, muscadine vines, Japanese maple, rock walls and more. Small carport for parking and wooded area in the back providing space and privacy. Don't miss out on this one!

1288 Rose Lane, Toccoa

Listing courtesy of Hammock Realty North Georgia.

2037 Defoor Road, Toccoa
$250,000
4 Beds ⋅ 2 Baths ⋅ 10845580 MLS
Welcome home to this brand-new 4 bedroom, 2 bath home situated on a beautiful 1.13-acre level corner lot! Offering over 1,600 square feet of living space, this home provides plenty of room with four bedrooms plus a large separate den that would make a great second living area, home office, or playroom. The spacious open-concept kitchen features a large center island with plenty of room for seating and flows directly into the main living area, making it perfect for everyday living and entertaining. The primary suite features a spacious bathroom, double vanity, and walk in shower. Outside, enjoy the privacy and usable space of the level 1.13-acre lot along with a large 8' x 12' rear deck overlooking the backyard. With brand-new construction, plenty of living space, and room to spread out both inside and out, this home is a great opportunity to own new without sacrificing space. Construction is expected to be completed around the end of October. The first picture is a rendering of final completion. Actual finishes, materials, and colors may vary from that picture.

2037 Defoor Road, Toccoa

Listing courtesy of eXp Realty.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.