Toccoa Homes with Finished Basement Type

Toccoa Homes with Finished Basement Type

Welcome to Toccoa, Georgia — a charming city nestled in the heart of Stephens County, where Southern hospitality meets breathtaking natural beauty. Known for its picturesque landscapes and vibrant community spirit, Toccoa offers a perfect blend of small-town charm and modern convenience. With its rich history, friendly residents, and a variety of recreational opportunities, Toccoa is an ideal place to call home.

One of the most appealing aspects of Toccoa is its diverse real estate market, particularly homes with finished basements. These properties are perfect for families seeking extra space, whether for a cozy family room, a home office, or a guest suite. Imagine hosting gatherings in your spacious finished basement or creating a play area for the kids that keeps them close yet gives you peace of mind. The versatility that a finished basement provides is unmatched, allowing you to tailor the space to fit your unique lifestyle.

Toccoa is also conveniently located near stunning outdoor attractions, including Lake Hartwell and the majestic Toccoa Falls, making it a haven for nature lovers and outdoor enthusiasts. With a rich array of local shops, restaurants, and community events, residents enjoy a vibrant lifestyle filled with opportunities for connection and engagement.

Whether you’re looking to invest in a home with a finished basement or simply want to explore the charm of Toccoa, you’ll find that this city offers a welcoming atmosphere and a sense of belonging. Discover your dream home in Toccoa today, where every day feels like a getaway!

Newest Toccoa Homes with Finished Basement Type

$749,000
5 Beds 3 Baths 10843984 MLS
Nearly 4,000 sq ft cabin on 4.43 acres with Lake Hartwell Creek access in Toccoa, Georgia. This unique 5-bedroom, 3-full-bath home offers exceptional space, privacy, and outdoor recreation in the North Georgia Mountains. The home features 2 separate living spaces, 2 wood-burning fireplaces, 2 LAUNDRY ROOMS, and a newly created primary suite of more than 1,000 sq ft. The ~1000 sf BRAND NEW Master-on-Main primary suite, with its own double door exterior entrance includes a private sitting room with vaulted ceilings and tons of natural light, coffee bar/breakfast room, private office, large walk-in closet with LAUNDRY, and a spacious primary bathroom with a soaking tub and large tiled shower. The coffee bar/breakfast area is wired and plumbed for a possible FULL SECOND KITCHEN, making the space ideal as an in-law suite, separate apartment, or AIRBNB. The main Living area must be seen to appreciate! Vaulted Beamed Ceilings, wood-fire hearth, open concept with dining room and kitchen. Kitchen features updated solid wood cabinetry and smart appliances with granite counters. The large sunroom off the dining room is perfect for morning coffee or watching kids play outside. The main level features 2 more bedrooms with a full guest bathroom. The open loft overlooks the large Living room and leads to a large 4th bedroom with barn doors. A 2nd family room downstairs provides additional living space for guests, recreation, or entertaining. The lower level includes a 2nd laundry and utility room, 5th bedroom, full bath, storage and walk-out terrace patio with path to the above-ground pool with new deck and covered recreation area and playground. Outside, the 4.43-acre wooded property offers nearly 1 mile of trails cut throughout the woods, creating a private setting for hiking, exploring, and enjoying nature and trails to the Lake. The property also has Lake Hartwell Creek access, making it easy to enjoy kayaking, paddleboarding, and other water recreation. When you're not on the water, relax in the above-ground pool surrounded by a new custom deck. Located in Toccoa, Georgia, this property is close to Lake Hartwell, Currahee Mountain, Toccoa Falls, downtown Toccoa, and the North Georgia Mountains. Enjoy convenient access to boating, fishing, kayaking, paddleboarding, hiking, mountain recreation, local dining and shopping, and the many outdoor attractions of Northeast Georgia. With nearly 4,000 sq ft, 5 bedrooms, 3 full bathrooms, 2 living spaces, a 1,000+ sq ft primary suite, 2 wood-burning fireplaces, 4.43 wooded acres, nearly 1 mile of trails, Lake Hartwell Creek access, and an above-ground pool with a new custom deck, 282 Jarrett Manor Estates Road offers a rare combination of space, privacy, and lake-area recreation in Toccoa.

282 Jarrett Manor Estates Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$425,000
4 Beds 4 Baths 10843746 MLS
Welcome to this beautifully maintained four-sided brick ranch in the well-established Clearview Subdivision. Conveniently located near shopping, dining, schools, medical facilities, and everyday conveniences, this spacious home offers comfortable main-level living with an exceptional finished daylight basement and outstanding indoor and outdoor entertaining spaces. The main level features an updated kitchen with solid-surface countertops, stainless steel appliances, and a convenient coffee bar. The kitchen opens to the den, creating a wonderful open area for everyday living and entertaining. The den features a masonry fireplace with gas log insert and recessed lighting. The dining area opens into the living room, where beautiful hardwood floors and floor-to-ceiling windows provide an abundance of natural light and a warm, inviting atmosphere. Two bedrooms are located on the main level, including an oversized owner's suite featuring an updated tile walk-in shower and double vanity. A true highlight of the home is the newly added screened porch, offering the perfect setting for relaxing or entertaining. Whether you're watching a movie with the family, enjoying the big game with friends, or simply taking in the beautiful fall weather, this space is sure to become a favorite. The large rear deck with durable composite decking provides even more room for grilling, entertaining, and enjoying the private backyard. The finished daylight basement provides an incredible amount of additional living space. The huge recreation room features LVP flooring and a second masonry fireplace with gas log insert. French doors open directly to the rear patio, creating a seamless connection between the indoor and outdoor living areas. The basement also includes two additional bedrooms and one and a half baths, making it ideal for guests, a growing family, a home office, or a separate entertainment area. Additional features include a two-car garage, convenient kitchen-level entry, and a spacious laundry room just off the kitchen. The private backyard is enhanced by a workshop and pole barn, providing excellent space for hobbies, storage, projects, or additional equipment. If you're looking for a spacious, well-maintained four-sided brick ranch with extensive updates, multiple fireplaces, a finished daylight basement, and exceptional outdoor living space, this Clearview Subdivision home is one you won't want to miss.

155 Valley Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$875,000
4 Beds 4 Baths 10843179 MLS
This great Lake Hartwell home will make a great second home, but it also has everything you would need for full-time living. The front porch welcomes you to the great room, which features soaring ceilings, a fireplace, wood flooring and a wall of windows overlooking the lake. The great room opens to the granite kitchen, which features stainless steel appliances and the large dining area. The owner's suite is on this level and includes dual vanities, a separate tub and shower and an oversized closet adjacent to the laundry room. The owner's suite opens to a covered porch with a hot tub and there is also a large open deck spanning the width of the house. Upstairs there are three bedrooms and a full bath. Two of the bedrooms open onto a large upper level porch overlooking the lake. The terrace level features a huge rec room currently set up with a television viewing area, a pool table, and exercise equipment. Also, there is a second full kitchen and dining area. This level also has two flex rooms for an office, exercise area or additional sleeping. The terrace level opens onto a lakefront patio which connects via an improved walkway to the covered slip dock on one of the lake's main channels. This property features a concrete driveway with plenty of parking and covered parking for two cars or boats. There is also a handy storage building for all of your lake toys. All furnishings are included in the asking price.

669 Shorewood Circle, Toccoa

Listing courtesy of Keller Williams Lake Hartwell.

$720,000
5 Beds 4 Baths 10829198 MLS
QUALITY CRAFTSMANSHIP IN THIS LIKE NEW HOME with TWO RIVER ROCK fireplaces, two kitchens, EXPANSIVE OUTDOOR SPACES and COOKS DELIGHT KITCHEN. Tucked away on a private, wooded 2-acre lot, this spacious home offers an impressive combination of comfortable everyday living, abundant storage and flexible space rarely found in one property. The Hardie board with stone exterior and metal roof provide the low maintenance peace of mind you want in your new home. A large covered front porch and stunning stone work will welcome your guests in style. Inside, the expansive open living area offers two distinct seating areas, including a beautiful stone fireplace with built-in custom cabinetry, plus a generous dining area that makes the home ideal for both everyday living and entertaining. The kitchen provides a breakfast area, breakfast bar and two pantries, including a large walk-in pantry. A spacious laundry room is conveniently located near the garage entry. The primary suite features a large bath with double vanity, separate shower and soaking tub. New carpet in all bedrooms and fresh paint throughout a large portion of the main level make the home move-in ready. Outdoor living is equally impressive with a huge screened porch with new screening plus an adjoining deck, creating plenty of room to relax, dine and enjoy the wooded surroundings. The lower level dramatically expands the possibilities of this home featuring a commercial-style kitchen with stainless steel workspace and islands, oversized multipurpose room with concrete floors, an additional bedroom, walk-in closet and full bath. Whether used for entertaining, hobbies, recreation, a home-based workspace or extended living space, this level offers exceptional flexibility. Need storage? You'll find more than 1,200 square feet of dedicated storage space with metal shelving, along with a second garage. A 32,000-watt whole-house propane generator with automatic transfer switch provides valuable backup power, and a security system is already in place. All of this in a private setting while remaining conveniently located for access to Toccoa, Commerce and Habersham County. With generous living spaces, extensive storage, multiple garages and an unusually versatile lower level, this property offers room to live, work, entertain and grow.

157 Dusty Trail, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$1,100,000
4 Beds 3 Baths 10826208 MLS
Turnkey Lakefront Living! 4 BR / 3 BA Retreat with Private Dock, Jet Skis & Golf Cart Included Welcome to your ultimate lakefront sanctuary! Perfectly positioned with a smooth, gentle slope leading directly down to the dock located on the main channel of the lake. This fully furnished 4-bedroom, 3-bathroom home offers the ideal blend of rustic charm, modern comfort, and effortless lake access. Step inside to find warm hardwood flooring flowing throughout an open, light-filled layout. The heart of the home centers around stunning rock fireplaces-ideal for cozying up on crisp evenings-and a well-appointed kitchen boasting sleek solid-surface countertops and everything needed to cook for family and friends. The primary suite serves as a true private retreat, offering space, comfort, and peace away from the main living areas. Outdoor living at this property is second to none: Unbeatable Lake Access: Take an easy, flat stroll straight to your private dock, complete with panoramic lake views. Turnkey Waterfront Fun: Comes fully equipped with 2 jet skis and a golf cart for effortless cruising around the property and lake! Unwind on the screened-in porch or relax on the deck outfitted with premium teak outdoor furniture or on the basement patio with teak dining set and a gas grill ready for summer cookouts. Whether you are searching for a full-time residence, or a turnkey vacation home, this property is completely move-in ready. Just bring your swimsuit!

675 Currahee Ridge Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$329,000
4 Beds 3 Baths 10823884 MLS
Your HOME is waiting! 4-sided BRICK RANCH with a FULL finished basement, CREEK, large lot, and an incredible amount of living and storage space in Toccoa, Georgia!** This spacious 4 BED, 3 BATH home offers the flexibility buyers are looking for, with the primary suite MASTER on MAIN level and additional finished living space in the basement. Upper LAUNDRY ROOM & large PANTRY off Kitchen. The main level features a **formal living room, formal dining room with hardwood floors, and a spacious family room with a fireplace, SCREENED PORCH, **New LVP flooring throughout** The finished basement expands the living space considerably with a massive family/rec room, 2nd kitchen, 2nd laundry, an additional bedroom, and a 2nd wood-burning wood stove to keep you toasty on a cold winter day. 2nd exterior entrance allows Terrace Level to be separate in-law suite or rented apartment. Outside, the property sits on a large lot with a creek along the back, offering privacy, natural beauty, and the peaceful setting that makes Northeast Georgia so desirable. A double garage at the kitchen level has a large workroom and lots of storage, so you can PARK and store your extra stuff, without choosing between the two! An extra storage shed offers even more storage space for tools, equipment, or outdoor gear. Located in Toccoa (outside city limits), Georgia, this home puts you close to the beauty and recreation of the Northeast Georgia mountains. Enjoy easy access to Lake Hartwell for boating, fishing, swimming, and recreation, as well as nearby mountain destinations, waterfalls, hiking, and outdoor activities. The Soque River and surrounding Northeast Georgia waterways are known for excellent trout fishing, making this an appealing location for anglers and outdoor enthusiasts. Toccoa is also steeped in **military history**, with **Currahee Mountain** and the historic **Camp Toccoa** nearby. Currahee Mountain is famously associated with the World War II-era U.S. Army paratroopers who trained at Camp Toccoa, giving the community a distinctive connection to American military history. For commuters and travelers, Toccoa offers the charm of a smaller Northeast Georgia community while remaining conveniently positioned between **Atlanta and Greenville, South Carolina**, with **Atlanta Hartsfield-Jackson International Airport approximately a little over an hour away**, depending on traffic. If you're searching for a **brick ranch home in Toccoa GA with a finished basement, creek, large lot, primary bedroom on the main level, new LVP flooring, fireplaces, garage, storage building, and convenient access to Lake Hartwell and the North Georgia mountains**, this property deserves a closer look.

128 Scott Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$2,300,000
7 Beds 8 Baths 10790612 MLS
**LAKE HARTWELL LAKEFRONT ESTATE | CURRAHEE CLUB | 7,000+ SQ FT | 3-CAR GARAGE | NEW MARINA COMING** Experience an exceptional combination of **Lake Hartwell waterfront living and the Currahee Club lifestyle** at 1198 Edgewater Trail. This expansive lakefront estate offers more than **7,000 square feet of living space**, a spacious **3-car garage**, and the privacy and amenities of one of Northeast Georgia's premier gated golf communities. Designed for both entertaining and comfortable everyday living, this impressive residence offers generous living spaces, upscale finishes, and a layout that takes full advantage of the surrounding lake and natural setting. With its substantial size and exceptional location, the home provides plenty of room for family, guests, entertaining, and enjoying the relaxed lake lifestyle that makes Currahee Club so desirable. Step outside and the setting becomes the star. Enjoy direct **Lake Hartwell waterfront**, peaceful views, and the ability to make lake living part of your everyday routine. The 3-car garage provides abundant space for vehicles, lake toys, recreational equipment, and storage-an important advantage for those who truly embrace the lake lifestyle. And there is another exciting element to this property: **new Currahee Club ownership is in the process of permitting a new marina**, bringing an additional opportunity for members to enjoy convenient access to Lake Hartwell. This planned improvement adds to the long-term appeal of the community and its lake-and-golf lifestyle. ### PROPERTY HIGHLIGHTS * **Lake Hartwell lakefront** * **Located inside Currahee Club's gated golf community** * **7,000+ square feet** * **3-car garage** * Spacious luxury residence designed for entertaining * Beautiful natural lake setting * Exceptional Northeast Georgia location * Access to the Currahee Club lifestyle and amenities * **New marina currently in the permitting process** Whether you're looking for a full-time luxury residence, a private lake retreat, or a place where **golf, boating, and resort-style living come together**, 1198 Edgewater Trail offers an extraordinary opportunity to experience Lake Hartwell from within the Currahee Club community. **This isn't simply a lake house. It's a Lake Hartwell estate in Currahee Club.**

1198 N Edgewater Trail, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$590,000
5 Beds 4 Baths 10760157 MLS
Curated over time to accommodate family and guests alike, this spacious Lake Hartwell home offers the perfect blend of comfort, functionality, and breathtaking waterfront views. From the welcoming foyer entry to the soaring ceilings found across all three levels, the home was thoughtfully designed for everyday living and memorable gatherings at the lake. The main level features a warm and inviting layout with a formal living room, dining room with pass-through to the kitchen, and a spacious kitchen that opens seamlessly into the breakfast area and family room. The kitchen is equipped with solid surface countertops, making it both stylish and practical for entertaining. The impressive great room showcases vaulted ceilings, a wood-burning fireplace, and expansive lake views that continue throughout almost every room in the home. Also on the main floor are a guest bedroom, full bathroom, laundry room, private office, and a comfortable owner's suite complete with its own full bath. Upstairs, you'll find two additional bedrooms and a full bathroom, providing excellent space for family and overnight guests. With a total of five bedrooms, four full bathrooms, and a possible sixth bedroom or flex space, there is room for everyone to enjoy lake living. Outdoor spaces are equally impressive with a 40-foot screened porch designed for relaxing and taking in the peaceful waterfront setting. The wide lot and close Corp line create a private atmosphere rarely found on the lake. Enjoy a covered slip dock situated on great water, where the dock normally rests in approximately 10 feet of water - ideal for swimming, boating, and year-round lake enjoyment. The concrete driveway provides parking access on multiple levels, and the oversized 27x22 two-car garage offers excellent storage for lake toys and vehicles. Additional highlights include: * Covered slip dock on great water * 2018 water heater * Outbuilding * Wood-burning fireplace * High ceilings throughout three floors * Normally approximately 10 feet of water at the dock * Nearly every room enjoys a view of Lake Hartwell. Experience the beauty of lakefront living in a home that has been lovingly expanded and enjoyed through the years - a true Lake Hartwell retreat designed for making memories. NOTE THAT SOME PHOTOS ARE VIRTUALLY STAGED (INCLUDING BUT NOT LIMITED TO PAINT COLORS, FURNITURE, DECORATIONS, ETC.)

371 Shorewood Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$650,000
3 Beds 4 Baths 10736699 MLS
Luxury golf course living in Currahee Club, one of Northeast Georgia's premier gated golf communities on Lake Hartwell. Perfectly positioned overlooking the manicured fairways of the award-winning Jim Fazio golf course, this exceptional residence combines custom craftsmanship, elegant design, and breathtaking golf course views. Designed for both everyday living and entertaining, the open-concept floor plan features a spacious great room, dining area, and chef-inspired kitchen enhanced by coffered ceilings, custom nickel gap accents, and a beautifully appointed butler's pantry. Every detail reflects quality, comfort, and timeless style. The home offers three generously sized bedroom suites, each with a private ensuite bath, creating the ideal layout for family and guests. The luxurious primary suite serves as a private retreat and includes a fully customized walk-in closet designed with both sophistication and functionality in mind. One of the home's standout features is the expansive screened porch overlooking the golf course. This inviting outdoor living space is perfect for morning coffee, evening cocktails, entertaining friends, or simply enjoying the peaceful surroundings and year-round beauty of Currahee Club. Located within a private gated community featuring championship golf, clubhouse amenities, Lake Hartwell access, dining, fitness facilities, tennis, pickleball, hiking trails, and a vibrant social lifestyle, this home offers the perfect blend of luxury, recreation, and North Georgia mountain-lake living. Experience the lifestyle that makes Currahee Club one of Georgia's most sought-after luxury communities.

162 Timber Ridge Drive, Toccoa

Listing courtesy of Hammock Realty North Georgia.

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