Toccoa Homes with Unfinished Basement Type

Toccoa Homes with Unfinished Basement Type

Welcome to Toccoa, Georgia—a charming city nestled in the heart of Stephens County, where Southern hospitality meets breathtaking natural beauty. Known for its picturesque landscapes and vibrant community, Toccoa offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

Toccoa is rich in history and culture, with a variety of local attractions that showcase its heritage. From the stunning Toccoa Falls, one of the tallest waterfalls in the eastern United States, to the historic downtown area filled with quaint shops and delightful eateries, there’s always something to explore. The city also boasts a strong sense of community, with numerous events and festivals throughout the year that bring residents together.

For those considering a move to Toccoa, homes with unfinished basements are a fantastic choice. These properties offer a blank canvas for homeowners to design their dream spaces, whether it’s a cozy family room, a home gym, or an additional guest suite. With the region's mild climate and beautiful surroundings, an unfinished basement provides the perfect opportunity to expand your living space while enhancing the value of your home.

Imagine customizing your basement to suit your lifestyle, all while enjoying the serene environment of Toccoa. With a variety of homes available, you’ll find the perfect property that not only meets your needs but also allows you to embrace the charm and warmth of this vibrant community. Come discover Toccoa—where your dream home awaits!

Newest Toccoa Homes with Unfinished Basement Type

$430,000
4 Beds ⋅ 3 Baths ⋅ 10797670 MLS
Welcome to the Abington Plan, a beautifully designed two-story home with a full unfinished basement offering 4 bedrooms and 2.5 bathrooms. The main level features an open layout with a bright eat-in breakfast area flowing into the living room, a modern kitchen with white cabinetry, stainless steel appliances, and granite countertops, plus a separate dining room for gatherings. Upstairs, the owner's suite boasts a tray ceiling, spa-like bath with soaking tub, separate shower, dual vanities, and walk-in closet, while three additional bedrooms-including one with a versatile bonus room-share a stylish hall bath, and the laundry room adds convenience. Located in the charming Quail Forest community in Toccoa, this home offers the relaxed feel of small-town living with convenient access to US-23 and GA-17, just minutes from Toccoa Falls, Currahee Vineyard & Winery, the Historic Ritz Theatre, and a short drive to Lake Hartwell.

171 Quail Forest Circle, Toccoa

Listing courtesy of Keller Williams Realty North Atlanta.

$309,900
3 Beds ⋅ 2 Baths ⋅ 10795572 MLS
This beautifully renovated three-bedroom, two-bath home on a full daylight basement in the heart of Toccoa, GA offers a welcoming blend of classic character and thoughtful modern touches. Tucked away in the established neighborhood of Pine Valley, nearly every detail is brand new, including the electrical system, lighting, appliances, kitchen cabinets and countertops, and hard wood flooring, offering a move-in-ready experience. Fresh paint inside and out brightens every room, while new windows welcome abundant natural light throughout the home. A newly poured driveway, along with new carport and garage doors, enhances both convenience and curb appeal for extra vehicles, or for your RV or boat. The walkout basement, filled with daylight, offers tremendous potential-nearly doubling the available living space for future expansion, a recreation area, or additional storage. Perfectly situated close to local amenities yet tucked into a peaceful neighborhood, this property delivers a rare combination of value and functionality. With its blend of comfort, quality, and contemporary updates, this home feels both timeless and truly move-in ready!

117 Glencrest Drive, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

$329,000
3 Beds ⋅ 2 Baths ⋅ 10794474 MLS
Close enough to be there, far enough for privacy. This property actually makes that happen! 451 & 465 Defoor Road is a rare two-residence property on 1.61 level acres in Toccoa-thoughtfully set up for multigenerational living or a great investment opportunity for rentals! Both homes are well maintained. Each home carrying its own address and completely separate utilities. No shared bills. No shared driveways. Just two fully independent homes on one great piece of property. The main house brings the space and the substance - 3 bedrooms, 1.5 bathrooms, both formal and casual living areas, and a roomy eat-in kitchen with all appliances included. The partially unfinished basement is a storage dream, already equipped with a washer, dryer, and freezer. Step outside to a spacious back deck and a fenced backyard that's ready for whatever you have in mind. The second home is a well-built-out single-wide with 2 bedrooms, 2 full bathrooms, a large covered front porch, a bright sunroom, a screened porch, and a bonus room that could easily serve as a third bedroom-more space and versatility than you'd expect. A detached two car carport and its own driveway round out a setup that truly stands on its own. THREE outbuildings, a generously sized yard, and a well (currently not in use) on the property add even more utility and value. All of this just minutes from town, everyday shopping and dining, and Lake Hartwell. Whether you're looking for a rental, space to grow into or a setup that keeps everyone close on their own terms, this one is worth a look. Schedule your showing today!

451 Defoor Road, Toccoa

Listing courtesy of Magnolia Realty & PropertyManagement.

$274,900
3 Beds ⋅ 2 Baths ⋅ 10758209 MLS
Quaint 3 bed, 2 bath brick home located just off Tugalo Street in downtown Toccoa! This spacious residence features a large kitchen, main-level master suite, and basement. Enjoy the convenience of downtown living with the added bonus of exterior buildings for extra storage or workspace. Don't miss this great opportunity!

148 Moreland Avenue, Toccoa

Listing courtesy of Ward Properties of North GA.

$230,000
3 Beds ⋅ 2 Baths ⋅ 10736348 MLS
Investor Special! This beautiful and modern 3-bedroom, 1 and a half bath ranch style home is now available and truly moving ready. Every system and surface in the home was thoughtfully upgraded to ensure comfort, functionality, and modern style. Abundant natural light floods throughout. The kitchen is the centerpiece of the home, featuring granite countertops, a large island with seating, ample cabinetry, modern faucets, and updated lighting fixtures. All Renovations and remodeling done recently (2025-2026) with new electrical wiring, upgraded pluming, new water heather and new HVAC system, new roof, LVP flooring, new back deck and wood fence. The unfinished basement offers strong value-add opportunity with prior apartment configuration already in place, perfect for investors or multi-generational living. It has exterior entrance and separate parking. The home is located close to town with all shopping and eating amenities at your fingertips.

99 Hilltop Lane, Toccoa

Listing courtesy of Fathom Realty GA, LLC.

$364,999
5 Beds ⋅ 2 Baths ⋅ 10727494 MLS
Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

773 Shorewood Circle, Toccoa

Listing courtesy of Engel & V?lkers Atlanta.

$899,000
6 Beds ⋅ 3 Baths ⋅ 10711071 MLS
Lake Hartwell New Construction. Beautiful newly built home with 3,926 total sqft, on Lake Hartwell located on the north end of the Tugaloo River. The main level offers a large kitchen, laundry, 2 bedrooms and 2 full baths. A large family room with vaulted ceilings and a dining room. Big windows that scale the lakeside of the home offering a lot of natural light and views. There is a sunroom off the owners suite for those quiet afternoons with your favorite book. The back deck if partially covered offering plenty of room for entertaining or a relaxed evening with the family. On the lower level is an unfinished living/rec area with 4 bedrooms, full bath and laundry. This will give 6 bedrooms, two family rooms and a second laundry room. The french doors open to a large patio overlooking the lake. This home is found on .66 of an acre with a gentle walk to the waterfront. There is a covered dock with a boat lift on big water with views of the mountains. There is also a car/boat open garage to park the lake toys or vehicles. Located conveniently to Toccoa and 985. Minutes from 85 and a short drive to the north Ga. mountains. Come see this hard to find new construction on the waterfront.

1010 Lakeland Drive, Toccoa

Listing courtesy of Lake Homes Realty LLC.

$299,900
4 Beds ⋅ 2 Baths ⋅ 10707363 MLS
"AGGRESSIVE SELLER!!" Beautifully Updated Home Near Downtown Toccoa & Toccoa Falls College! Welcome to this charming and move-in ready home ideally located just minutes from the downtown city of Toccoa and Toccoa Falls College. This inviting property offers a perfect blend of comfort, style, and convenience. Step inside to find a spacious layout featuring a warm and welcoming living area with a cozy fireplace-perfect for relaxing evenings at home. The home showcases updated flooring, neutral tones, and abundant natural light throughout, creating a bright and airy feel. The kitchen and dining area provide a functional and open space ideal for everyday living and entertaining. Bedrooms are generously sized, offering comfort and flexibility for family, guests, or a home office. Enjoy the outdoors from your property, with room to relax, garden, or entertain. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Conveniently located near shopping, dining, schools, and just a short drive to downtown Toccoa and Toccoa Falls College-this is one you don't want to miss!

694 Lovers Lane, Toccoa

Listing courtesy of Hammock Realty North Georgia.

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